Personal Finance
Insurance or Investing First for Fresh Grads?
Should a Malaysian fresh grad buy insurance or invest first? Neither comes first. Review what you already hold, cap premiums at 10% of pay and save 20%.
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Network reach · 2026
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FedEx MD: " This is Why You Are NOT Promoted."
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Honest conversations about money, careers and the Malaysian economy. New episodes every week.
MoneyMamaFrom the Mr Money TV teamWe built you a money app you can just talk to.
Free, from the same team. She's the friend who happens to be good with money: tell her what you spent, ask what you can afford, or say the thing about your finances you haven't told anyone.
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ZUS Coffee 9.90
Logged. RM 9.90 at ZUS Coffee, under your Coffee budget.
RM9.90
ZUS Coffee · Coffee · Personal
remind me to pay the Astro bill every month
Done. I'll nudge you on the 15th, every month.
Reminders set
Astro billMonthly · 15th · 9:00amRM 129.00
Next: 15 Oct, 9:00am. Mama nudges you the day before too.
can i afford a RM3,500 phone?
Honestly? Not this month 😅
You've got RM 1,280 spare after bills. That phone would eat most of your emergency fund.
so wait lah?
Put aside RM 600 a month and it's yours by March, fund untouched. Want me to track it?
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