In this day and age, it is crucial to recognise the importance in building an investment portfolio. Why, you may ask?
Today’s economic landscape shows that having multiple streams of income is not just a luxury, but a necessity. Just like many countries, Malaysia is navigating through economic uncertainties. Fluctuating markets and constant evolution of consumer behaviours are leading individuals to realise the importance and significance of securing their financial future. Building an investment portfolio gives us the opportunity to mitigate risks that come with relying solely on one source of income.
I personally have a second source of income from investing in the Malaysian stock market. Growing up in a household where both my parents are chartered accountants, it has been engraved in our heads that having a sense of security with money is crucial. And let’s be real, the stereotypes for accountants are that they are not willing to be risk takers. This is why our investments have always been conducted more traditionally— through stock brokers.
At the age I’m at now, I have peers who are getting into investing and broadening their investment portfolio. However, most of them do it on their own through digital platforms or apps instead, which got me thinking if I should consider making that switch too.
I have also been pondering on the thought of expanding my portfolio by investing in the United States stock market. However, I have not been able to find a platform that makes it easy to navigate around.
Upon my personal research, there are many applications out there to choose from, but one particular platform that stood out to me is M+ Global.
M+ Global is an integrated trading platform based in Malaysia (started by Malacca Securities) that provides you access to markets in the United States and Hong Kong as well. This platform patches the gap for investors to conveniently diversify their investment portfolios and take advantage of the many opportunities in an array of markets. Users are able to perform and execute trades, monitor market trends, as well as manage their investments efficiently all on M+ Global. Sounds pretty easy and straightforward, huh? Not only does it facilitate the needs of both experienced and new traders, but it also provides you with the necessary tools and resources to make informed investment decisions. You can refer to this article on a comprehensive review on M+ Global here, including a step-by-step guide to creating an account!
With that said, are you also interested in building an investment portfolio but you’re unsure where or how to start?
Today may just be your lucky day, because I’ve discovered a little secret that I would love to share with you. You can get a cash voucher upon signing up with M+ Global!
With the Chinese New Year festivities approaching, Malacca Securities is ushering in abundance with their “CNY Angpau Rush Campaign''. In conjunction with celebrating their 60th anniversary, Malacca Securities is spreading prosperity by giving away an auspicious total of 168,888 angpaus. You heard me. 168,888 angpaus.
From 9 - 14 February 2024, new users of M+ Global can claim an angpau containing a cash voucher that is worth up to USD 88.88! All you have to do is sign up for an account and remember to type in this invitation code: T30E.
It does not stop there, fellow traders! You can also claim an additional angpau with a discount voucher by sharing the campaign on your social media pages via the CNY Angpau Rush Activity page. Do ensure that your M+ Global app has been updated to the latest version.
My personal opinion between trading via an app vs. going through a stockbroker
In my opinion, trading through an app and going through the traditional way with stockbrokers offers a list of benefits that are distinguishable, and it really depends on your trading styles.
Benefits of trading on the M+ Global App | Benefits of trading via Stockbrokers |
It is very accessible, as the app provides a streamlined process to monitor the stock market anytime, anywhere. Trades can also be immediately executed through your very own smartphone! | Stockbrokers offer personalised investment advice and guidance based on my financial goals, risk tolerance, and investment preferences, which in return they will provide me a customised approach to portfolio management. |
One thing I appreciate about M+ Global is that their user interface is user-friendly and makes it easy for beginners (like me) to navigate the platform, and be able to execute trades without needing extensive experience. | Because stockbrokers carry expertise and experience in financial markets which allows them to offer valuable insights, they can provide me with investment recommendations without me needing to do my own research. Saves me some time! |
It is great that M+ Global provides real-time market data, news, and analysis, which helps me stay informed about the market trends in order to make my investment decisions. | You may not have been aware of this but stockbrokers can also offer a range of additional services, such as retirement planning, wealth management, and estate planning, to aid in broader financial needs and goals. |
M+ Global gives me the power to take control of my own investments, which allows me to conduct research and analysis myself. | Working closely with a stockbroker allowed me to build a long-term relationship with them as they understand my financial situation and objectives the best. In return, they provide me with support and guidance throughout my investment journey. |
After using M+ Global for some time now, I understand that some investors may prefer the convenience and cost-effectiveness of using trading apps, while others may value the personalised advice and expertise offered by stockbrokers instead.
Which will I pick?
I am currently keeping my long term relationship with my stock broker, and will be utilising M+ Global for my international trades in the United States and Hong Kong instead. That way, I get the best of both worlds.
Since I’ve already been an existing user of the M+ Global app, I’m also eligible to claim my angpau. All you have to do is go to the Activity page > Open Angpau in the M+ Global app.
And for those who are beginning on their journey to trade, fasten your seatbelts because M+ Global has just the tools you need to accelerate your trading potential and embark on your investment journey with confidence!
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